A Clear Process for a Confident Retirement
What potential dangers and holes will we uncover in your planned journey to retirement?
Introductory Call
Review Appointment
Insight Appointment
Strategy Meeting
Implementation
The first step is to schedule a complimentary, no-obligation phone call with one of our advisors. During this call, we’ll get to know your current position and plan for retirement, and listen to your main concerns.
Potential questions during this call may include: What are your biggest concerns? What’s your financial position like right now with work, savings, and retirement? Do you have health insurance/medicare? Do you have a will and power of attorney? Do you work with an accountant or have any tax concerns?
Once we have gained a general sense of where you stand in the retirement process and have established that our advisors might be a good fit, we’ll schedule a one-hour meeting with our team to dive deeper into your financial landscape and goals.
In this meeting, your advisor and client concierge will further explore your concerns, review your statements, and discuss your objectives in greater detail.
Please bring with you the documents you prepared for your introductory call, if not already submitted:
If you’re married, we strongly encourage your spouse to join each appointment. We believe a holistic approach to retirement planning includes your loved ones and we value their presence in this process.
After this appointment, our team will conduct an in-depth analysis, assessing your risk tolerance, fee structures, and asset allocation.
In this follow-up, we’ll review the findings from our assessment, offering a detailed look at your current position and how other important areas such as taxes, healthcare, and estate planning may be affected.
We’ll walk through a risk evaluation to help you determine whether your current risk tolerance aligns with your retirement goals or might benefit from adjustments. Additionally, we’ll provide a transparent breakdown of fees for each of your investments, including any hidden fees you may not be aware of.
This assessment is designed to go beyond a basic account review, bringing potential areas for improvement to light. If you find that these results don’t fully support your objectives, we’ll proceed to the next step: building a tailored strategy to help support your long-term objectives.
In this meeting, we’ll present the custom strategy we’ve developed based on the insights from our previous discussions. This strategy is designed to address the areas identified for improvement while considering other key elements of retirement, like tax considerations, healthcare planning, and estate alignment.
This collaborative meeting gives you the opportunity to ask questions, review our recommendations, and ensure the strategy reflects your unique objectives. Our intention is to give you a clearer roadmap and confidence in your plan to retirement.
Once we have your approval, we’ll begin preparing the necessary paperwork and invite you back for its implementation.
*Please remember to bring your driver’s license to this appointment.
In this final step, we’ll guide you through the application process for the solutions discussed.
This signing appointment usually takes 60-90 minutes and will include:
*Please bring a voided check with you. (A photocopy is fine.)
From adjusting investments to optimizing tax strategies, our team will oversee each detail, coordinating with you along the way.
Once everything is officially signed is it normal for funds to take 2 to 5 weeks to fully transfer. This timeframe is out of our hands and may depend on the types of accounts, assets being moved, and the institutions involved. Rest assured that we monitor this process closely and will contact you if more information is needed.
Once all funds and accounts are settled you will meet with your advisor and client concierge to receive copies of everything from your Execution appointment and have a chance to ask any remaining questions.
Our support doesn’t end here; we’re committed to providing ongoing guidance, reviews, and tax planning to keep your retirement plan on track. Periodic assessments and updates will help us adapt your strategy to any changes in the market or your personal circumstances, for continued confidence and peace of mind as you approach retirement.
This website is a publication of Market Investment Group, LLC, a registered investment adviser that only conducts business in jurisdictions where it is properly registered, or is excluded or exempted from registration requirements. Registration as an investment adviser is not an endorsement of the firm by securities regulators and does not mean the adviser has achieved a specific level of skill or ability. The firm is not engaged in the practice of law or accounting. The information presented is believed to be current. It should not be viewed as personalized investment advice. All expressions of opinion reflect the judgment of the authors on the date of publication and may change in response to market conditions. You should consult with a professional adviser before implementing any strategies discussed. Content should not be viewed as an offer to buy or sell any of the securities mentioned, or as legal or tax advice. You should always consult an attorney or tax professional regarding your specific legal or tax situation. Hyperlinks on this website are provided as a convenience. We cannot be held responsible for information, services, or products found on websites linked to ours. All investment and insurance strategies have the potential for profit or loss. Different types of investments involve higher and lower levels of risk. There is no guarantee that a specific investment or strategy will be suitable or profitable for an investor’s portfolio. There are no assurances that a portfolio will match or exceed specific benchmarks. Asset allocation and diversification will not necessarily improve an investor’s returns and cannot eliminate the risk of investment losses. Annuity and life insurance guarantees are subject to the claims-paying ability of the issuing insurance company. If you withdraw money from or surrender your contract within a certain time after investing, the insurance company may assess a surrender charge. Withdrawals may be subject to tax penalties and income taxes. Persons selling annuities and other insurance products receive compensation for these transactions. These commissions are separate and distinct from fees charged for advisory services. Insurance products also contain additional fees and expenses. Social Security rules and regulations are subject to change at any time. Always consult with your local Social Security office before acting upon any information provided herein. Third-party rankings and recognitions from rating services do not guarantee future investment success. Working with a highly-rated adviser does not ensure that a client or prospective client will experience a higher level of performance. Please contact the adviser for more information regarding how these ratings were formulated.
